Are you a member of Southern Select? If you live, work or attend school within 50 miles of our Kannapolis office, you should be! As a financial cooperative, our only shareholders are our members. We offer great rates on products you'll find at any financial institution, like loans for all reasons, checking with interest, savings, IRAs, home banking, bill pay,plus our fees are normally lower. As a member, you get those benefits while dealing with folks you know. We're eager to share the cooperative spirit with you. After all, we're here to help you build a better life, not a bigger bank.